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Impact Home Loans

Take control of your future.

Sheela Emile
Sheela Emile
2024-06-19
Dilshany is very helpful always. She is knowledgeable about homeloans and gets the best rate. Always meets our needs. All the best. I would strongly recommend her for homeloans.
Mukundan Devadas
Mukundan Devadas
2024-06-14
Excellent Mortgage Agent One of the best Mortgage Loan Application experience my family and I have had. Dilshani was super professional and did a great job and explained everything to me before processing the loan application. Always did her best to make sure I was comfortable with all the process and procedures. The supporting team (Jennifer) was polite and well trained. We are very happy overall and definitely will be recommending Impact Home Loan to everyone who is looking for a loan that other banks and lenders can’t. - One of, if not the best Mortgage Agent in Eastern/South Eastern Melbourne.
Bernie Ybanez
Bernie Ybanez
2024-06-13
We are incredibly grateful to Dilshani for her outstanding assistance with our home loan and personal loan. Her expertise and dedication made the entire process smooth and stress-free. Dilshani was always available to answer our questions and guide us through each step. We highly recommend her services to anyone in need of a reliable and knowledgeable broker. Thank you, Dilshani, for everything!
Khay Nocos
Khay Nocos
2024-06-13
Dilshani from Impact Home loans has always been really helpful to us from the time we planned to purchase our home up til our home has almost been finished. Thank you so much for a great service and for being patient with me and Bernie. We’re truly grateful for your advices and help all throughout our very stressful yet exciting building journey. We wish that you can help more families build their dream homes.
Adeyn Dixon
Adeyn Dixon
2024-06-03
Dilshani has been amazing, she always guides you through the process, keeping your interest in mind. Would highly recommend!!
Gurjodh Singh Sohi
Gurjodh Singh Sohi
2024-05-22
Broker recommended! Dilshani was humble and polite throughout the process.
Boris Metlenko
Boris Metlenko
2024-05-13
Friendly and professional mortgage broking service. Highly recommend. Positive outcome every time.
Angeline Tuituiohu
Angeline Tuituiohu
2024-04-23
Dilshani has been nothing but amazing! Buying our first home together is daunting and overwhelming. Dilshani calmed me in every single step of the way and re-assured me that everything would be okay. Her service was amazing and she goes above and beyond to ensure we were happy with everything. I have already and will continue to recommend her service to everyone! So lovely inside and out. Thanks so much to the team at Impact Homes x
Harj Sandhu
Harj Sandhu
2024-03-03
I met with Dilshani few months back, as I was referred by a friend who is a Client of hers. I was not disappointed. She was amazing and sincere. I felt very comfortable with her and she is as genuine as they come! Her advice and guidance was purely in my best interest, and there was no pressure or push otherwise. I would highly recommend anyone needing any financial guidance and support to go and meet her. She will definitely look after you. I am certainly going back to her for future business. Thank you Dilshani. Keep up the good work 😊

Some of the Lenders

Our Business and Experience

At Impact Home Loans & Financial Services, we bring decades of professional expertise to the table to empower you to make well-informed choices when selecting a loan package that aligns perfectly with your family's needs.

Our diverse panel of more than 20 lenders ensures a wide array of home loan options for you to explore. We are committed to assisting you every step of the way, from the initial application process to ongoing support.

Count on us to deliver a truly personalised service tailored to your unique circumstances and aspirations.

Our Services

Home Loans
Home Loans

If you are considering buying your dream home but are short on funds, consider contacting Impact Home Loans & Financial Services. We offer home loans at competitive interest rates, making...

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Refinancing
Refinancing

Are you looking to optimise your finances, reduce monthly payments, or take advantage of the equity in your home? Impact Home Loans & Financial Services is ready to help you...

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Bridging Finance
Bridging Finance

At Impact Home Loans & Financial Services, we are proud to offer a full range of financial solutions, including our specialist bridging finance services. When you find yourself in a...

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Construction Finance
Construction Finance

Impact Home Loans & Financial Services is your trusted partner for all your construction financing needs. If you are starting a construction project, whether it is a new home, a...

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Business Loans
Business Loans

At Impact Home Loans & Financial Services, we are committed to helping businesses meet their growth and financial needs. Our full range of services includes business loans designed to meet...

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Car Finance
Car Finance

Are you looking to bring home your dream car without breaking the bank? Look no further than Impact Home Loans & Financial Services! We are your trusted partner in making...

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Construction Loans
Construction Loans

Are you prepared to turn your dream home into reality? Impact Home Loans & Financial Services specialises in providing construction loan services that allow you to build your ideal home...

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Personal Loans
Personal Loans

If you are considering taking out a personal loan to cover your financial needs, look no further than Impact Home Loans & Financial Services. We understand that life can bring...

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Community Spotlight

Transforming Lives and Empowering Communities with Impact Home Loans and Financial Services Pty. Ltd.

Buying land to build on later: what you need to know
Buying land to build on later: what you need to know

You’ve seen the perfect piece of land but you’re not quite ready to build. No problem – a land loan can be a handy finance solution. However, it can work a bit differently from a regular home loan. Here’s what...

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Do you really need a building inspection?
Do you really need a building inspection?

Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy a place that has a clean bill of health, free from budget-busting hidden nasties. Even the most attractive...

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Can we expect the RBA to cut back rates this summer?
Can we expect the RBA to cut back rates this summer?

With just one RBA rate decision left for 2024, homeowners may be holding onto hopes of a summer cut. We look at when rates may start falling – and how you could possibly give yourself a rate cut before Christmas....

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How much does LMI really add to a home’s cost?
How much does LMI really add to a home’s cost?

Saving for a 20% house deposit is like house training a wilful Labrador. It requires plenty of patience and persistence. Not your thing? You could take out lenders mortgage insurance (LMI). But how much extra does that cost? And can...

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Welcome to our December Newsletter

Latest news from the RBA Homeowners received an early Christmas present this year, with the Reserve Bank of Australia (RBA) keeping the cash rate on hold this month. Get up to speed with what’s happening with property prices and more...

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Welcome to our November Newsletter

Increase in Cash Rate It was an unlucky Melbourne Cup for homeowners, with the Reserve Bank of Australia (RBA) lifting the cash rate to a 12-year high. Meanwhile, property prices continue to edge higher in many markets as Australia’s house price rebound...

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