Home loans made simple
Your mortgage needs, sorted - for a stress-free experience
How our mortgage broking process works
1
Want expert advice tailored to you? It’s free.
Get unbiased, expert mortgage advice and discover options you didn’t know existed. We’re paid by the lender, so our service is free for you.

2
Sit back and relax - we'll do all the legwork
We’ll handle the paperwork, liaise with lenders, and keep you updated — so you can focus on finding your dream home.

3
By your side, every step of the way
You’ll work one-on-one with the same broker from start to finish. No call centres, no hand-offs — just personalised guidance and a tailored mortgage experience.


A mortgage broker that works for you, not the banks.










How We Stack Up
See why Impact Home Loans is the smart choice for your mortgage broking needs.
Impact Home Loans
Expert advice tailored to you
Free service
Fast turnaround times
Your own personal, non-bank affiliated loan expert
Access to over 20+ banks and lenders in one place
Ongoing support and guidance once your loan has settled
Online Lenders
Fast... Until It's Not
Free service
Fast turnaround times
Your own personal, non-bank affiliated loan expert
Access to over 20+ banks and lenders in one place
Ongoing support and guidance once your loan has settled
Big Banks
Slow and Standardized
Free service
Fast turnaround times
Your own personal, non-bank affiliated loan expert
Access to over 20+ banks and lenders in one place
Ongoing support and guidance once your loan has settled
Customer reviews
Very professional, reliable and honest. Always willing to take the extra step to ensure a satisfactory result is achieved.
Dilshani and Impact Home Loans made the experience of applying for refinancing as smooth as possible. As I am self employed, getting a loan can prove to be more difficult than an employee loan, but Dilshani was there with us every step of the way. Highly recommend Dilshani and her team.
We have no hesitation in recommending Dilshani to family and friends. Her service and communication consistently go above and beyond anything we have experienced elsewhere. She has helped us with both purchasing and refinancing, and her ability to secure the best possible outcomes while making the entire process easy and seamless is second to none. We truly appreciate her professionalism, expertise, and dedication, and would highly recommend her to anyone looking for a mortgage broker.
I would like to thank Dilshani and her team for providing the best option to suit my circumstances and assisting me throughout the process to achieve a positive outcome. Excellent service and highly recommended.
We are very pleased and grateful for the smooth transaction with Impact Home Loans, especially with the assistance of Dilshani and Jennifer. Thank you for your professionalism, guidance, and support throughout the process.
Dilshani has been looking after our family from when we bought our land through to refinancing for better rates. She has excellent customer service, works extremely fast and the process is always smooth. I highly recommend Impact Home Loans and Dilshani as a broker.
excellent service
Dilshani from Impact Home Loans has been our greatest asset in our journey to acquiring our dream property. From helping us reach unconditional approval within a strict timeline, to also helping us navigate the current state of the housing market to ensure we make the right moves, Dilshani has provided a service that goes above and beyond. Her approach that was tailored specifically for us ensured we got the best possible loan/rates and most importantly, helped us acquire our dream home. We can't thank Impact Home Loans enough and highly recommend Dilshanis services to all those in search of a home.
I’ve worked with Dilshani for many years and she has always gone above and beyond to help me. Her dedication, knowledge, and support have been invaluable. I have nothing but praise for her and highly recommend her services.
We had an excellent experience with Dilshani during the process of buying our Land and Home. She made a process of stress free and straight forward. We felt very supported throughout the entire process and would recommend Dilshani to anyone who is looking for a mortgage broker. Thanks again Dilshani for all of your support!
Accredited with Australia’s top lenders
We’re not tied to any one bank — we compare your options across major lenders to find the most competitive rate for you.
Sign up for our mortgage tips newsletter
Sign up for our newsletter & other stuff
Get money-saving tips, special offers and new services, straight to your inbox around once a month.
Frequently asked questions
Everything you need to know about working with a mortgage broker. Can’t find what you’re looking for?




