Why Impact
- 20+Lenders on our panel
- 25+ yrsBanking experience
- $0*Cost to you, most loans
- 1:1One broker, start to finish
Not tied to any one bank — we compare across the panel to find your fit:
*Most home loans are free to you — we're paid by the lender. Some specialised lending may involve a fee.
What we do
How we can help
From your first home to your next investment — whatever you're financing, we'll find the loan that fits.
Home Loans
Buying or upgrading — compared across 20+ lenders.
Refinancing
A sharper rate, or unlock your equity.
Car Finance
Competitive car loans — beyond the dealer's offer.
Personal Loans
Renovations, a new car, or consolidating debt.
First home buyers
New to buying? Start here.
Deposit, grants and pre-approval — explained in plain English, at no cost to you.
Meet your broker
A mortgage broker that works for you, not the banks.
Work one-on-one with Dilshani — 25+ years' banking experience — from your first chat through to settlement. One person who knows your situation, start to finish.
Our process
Three simple steps to your home loan
- 1
Tell us your goals
Have a free, no-obligation chat about what you're after — your plans, your budget, the lot.
- 2
We find your best loan
We compare 20+ lenders, recommend the right fit, and handle the application from start to lodgement.
- 3
Settle and beyond
We manage the paperwork through to settlement — then stay in your corner for whatever comes next.
Why a broker
How we stack up
See how a local broker compares to going direct — and it costs you nothing, because we're paid by the lender, not you.
Impact Home Loans
Whole-of-market advice, tailored to you
- Yes:Help with grants & schemes
- Yes:Compares 20+ lenders
- Yes:Works for you, not the lender
- Yes:One expert handles it all
- Yes:Ongoing support after settlement
Online lenders
Fast and convenient, but a limited panel
- Limited:Help with grants & schemes
- Limited:Compares 20+ lenders
- No:Works for you, not the lender
- No:One expert handles it all
- No:Ongoing support after settlement
Big banks
One bank, one set of products
- Yes:Help with grants & schemes
- No:Compares 20+ lenders
- No:Works for you, not the lender
- No:One expert handles it all
- No:Ongoing support after settlement
Reviews
Don't just take our word for it
Very professional, reliable and honest. Always willing to take the extra step to ensure a satisfactory result is achieved.
Dilshani and Impact Home Loans made the experience of applying for refinancing as smooth as possible. As I am self employed, getting a loan can prove to be more difficult than an employee loan, but Dilshani was there with us every step of the way. Highly recommend Dilshani and her team.
We have no hesitation in recommending Dilshani to family and friends. Her service and communication consistently go above and beyond anything we have experienced elsewhere. She has helped us with both purchasing and refinancing, and her ability to secure the best possible outcomes while making the entire process easy and seamless is second to none. We truly appreciate her professionalism, expertise, and dedication, and would highly recommend her to anyone looking for a mortgage broker.
I would like to thank Dilshani and her team for providing the best option to suit my circumstances and assisting me throughout the process to achieve a positive outcome. Excellent service and highly recommended.
We are very pleased and grateful for the smooth transaction with Impact Home Loans, especially with the assistance of Dilshani and Jennifer. Thank you for your professionalism, guidance, and support throughout the process.
Dilshani has been looking after our family from when we bought our land through to refinancing for better rates. She has excellent customer service, works extremely fast and the process is always smooth. I highly recommend Impact Home Loans and Dilshani as a broker.
excellent service
Dilshani from Impact Home Loans has been our greatest asset in our journey to acquiring our dream property. From helping us reach unconditional approval within a strict timeline, to also helping us navigate the current state of the housing market to ensure we make the right moves, Dilshani has provided a service that goes above and beyond. Her approach that was tailored specifically for us ensured we got the best possible loan/rates and most importantly, helped us acquire our dream home. We can't thank Impact Home Loans enough and highly recommend Dilshanis services to all those in search of a home.
I’ve worked with Dilshani for many years and she has always gone above and beyond to help me. Her dedication, knowledge, and support have been invaluable. I have nothing but praise for her and highly recommend her services.
We had an excellent experience with Dilshani during the process of buying our Land and Home. She made a process of stress free and straight forward. We felt very supported throughout the entire process and would recommend Dilshani to anyone who is looking for a mortgage broker. Thanks again Dilshani for all of your support!
Frequently asked questions
Everything you need to know about working with a mortgage broker. Can’t find what you’re looking for?
Ready when you are
Let's find the loan that fits.
Tell us a bit about what you're after and Dilshani will be in touch within one business day — no cost, no obligation.
- No cost to you for most home loans
- 20+ lenders compared
- One broker, start to finish
Prefer to talk now? Call 0466 375 959