Mortgage broking · South East Melbourne
A local mortgage broker for Officer
From first home buyers in Officer's new estates to families building their next home, we'll help you compare more than 20 lenders and structure the right loan — with a local broker just minutes away in Berwick.
Buying in Officer
Officer has transformed from a quiet rural town into one of the South East's busiest growth pockets, sitting neatly between Berwick and Pakenham. New estates, a growing town centre and the Officer train station have drawn waves of first home buyers and young families.
With so much new housing, many Officer buyers are navigating house-and-land packages, construction loans and first purchases for the very first time — situations where the right loan structure and a clear sense of your budget really matter.
We're just up the road in Berwick and help Officer buyers compare lenders, sort pre-approval, and understand the first home buyer grants and stamp duty concessions that may apply to them.
How we help Officer home buyers
First home buyers
Stepping into the market in Officer? We'll explain the First Home Guarantee and Victorian stamp duty concessions, and show you what you can realistically borrow.
House & land and new builds
Building in one of Officer's new estates? We'll arrange construction or house-and-land finance that releases funds as your build progresses.
Pre-approval
Know your numbers before you commit — we'll get you pre-approved so you can sign with confidence.
Property investors
Considering an investment in the corridor? We'll help structure the loan and pick the right lender for your goals.
Local to Officer
We're based just down the road in Berwick and work with clients across Officer and the wider South East Melbourne. Most of the process can be done by phone, email and video — but if you'd like to meet in person, you're welcome to book a time at our Berwick office.
Accredited with Australia’s top lenders
We’re not tied to any one bank — we compare your options across major lenders to find the most competitive rate for you.
Frequently asked questions
Nearby areas we serve
Customer reviews
Very professional, reliable and honest. Always willing to take the extra step to ensure a satisfactory result is achieved.
Dilshani and Impact Home Loans made the experience of applying for refinancing as smooth as possible. As I am self employed, getting a loan can prove to be more difficult than an employee loan, but Dilshani was there with us every step of the way. Highly recommend Dilshani and her team.
We have no hesitation in recommending Dilshani to family and friends. Her service and communication consistently go above and beyond anything we have experienced elsewhere. She has helped us with both purchasing and refinancing, and her ability to secure the best possible outcomes while making the entire process easy and seamless is second to none. We truly appreciate her professionalism, expertise, and dedication, and would highly recommend her to anyone looking for a mortgage broker.
I would like to thank Dilshani and her team for providing the best option to suit my circumstances and assisting me throughout the process to achieve a positive outcome. Excellent service and highly recommended.
We are very pleased and grateful for the smooth transaction with Impact Home Loans, especially with the assistance of Dilshani and Jennifer. Thank you for your professionalism, guidance, and support throughout the process.
Dilshani has been looking after our family from when we bought our land through to refinancing for better rates. She has excellent customer service, works extremely fast and the process is always smooth. I highly recommend Impact Home Loans and Dilshani as a broker.
excellent service
Dilshani from Impact Home Loans has been our greatest asset in our journey to acquiring our dream property. From helping us reach unconditional approval within a strict timeline, to also helping us navigate the current state of the housing market to ensure we make the right moves, Dilshani has provided a service that goes above and beyond. Her approach that was tailored specifically for us ensured we got the best possible loan/rates and most importantly, helped us acquire our dream home. We can't thank Impact Home Loans enough and highly recommend Dilshanis services to all those in search of a home.
I’ve worked with Dilshani for many years and she has always gone above and beyond to help me. Her dedication, knowledge, and support have been invaluable. I have nothing but praise for her and highly recommend her services.
We had an excellent experience with Dilshani during the process of buying our Land and Home. She made a process of stress free and straight forward. We felt very supported throughout the entire process and would recommend Dilshani to anyone who is looking for a mortgage broker. Thanks again Dilshani for all of your support!
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