What we do
Our services
From your first home to refinancing, building, business and everyday finance — we compare 20+ lenders to find an option that fits, and handle the paperwork. Always at no cost to you.
Home Loans
Compare home loans from 20+ lenders with a local Berwick mortgage broker. We explain your options in plain English, handle the paperwork, and it costs you nothing.
Learn moreRefinancing
Thinking of refinancing? We compare your current home loan against 20+ lenders to find a sharper rate, unlock equity or consolidate debt — at no cost to you.
Learn moreConstruction Loans
Building your home? A construction loan releases funds in stages as you build. We compare lenders and make the progress-payment process simple.
Learn moreBridging Finance
Buying your next home before the current one sells? Bridging finance covers the gap. We compare lenders and structure it so you can move with confidence.
Learn moreBusiness Loans
Finance to grow your business — working capital, equipment, expansion. We compare lenders and structure business finance around your cash flow.
Learn moreCar Finance
Competitive car and vehicle finance for personal or business use. We compare lenders so you can drive away with a loan that fits your budget.
Learn moreConstruction Finance
Finance for residential and commercial construction projects. We structure funding around your build stages and compare specialist lenders.
Learn morePersonal Loans
Personal loans for renovations, a car, debt consolidation or unexpected costs. We compare lenders to find a competitive rate that fits your budget.
Learn moreAccredited with Australia’s top lenders
We’re not tied to any one bank — we compare your options across major lenders to find the most competitive rate for you.
Customer reviews
Very professional, reliable and honest. Always willing to take the extra step to ensure a satisfactory result is achieved.
Dilshani and Impact Home Loans made the experience of applying for refinancing as smooth as possible. As I am self employed, getting a loan can prove to be more difficult than an employee loan, but Dilshani was there with us every step of the way. Highly recommend Dilshani and her team.
We have no hesitation in recommending Dilshani to family and friends. Her service and communication consistently go above and beyond anything we have experienced elsewhere. She has helped us with both purchasing and refinancing, and her ability to secure the best possible outcomes while making the entire process easy and seamless is second to none. We truly appreciate her professionalism, expertise, and dedication, and would highly recommend her to anyone looking for a mortgage broker.
I would like to thank Dilshani and her team for providing the best option to suit my circumstances and assisting me throughout the process to achieve a positive outcome. Excellent service and highly recommended.
We are very pleased and grateful for the smooth transaction with Impact Home Loans, especially with the assistance of Dilshani and Jennifer. Thank you for your professionalism, guidance, and support throughout the process.
Dilshani has been looking after our family from when we bought our land through to refinancing for better rates. She has excellent customer service, works extremely fast and the process is always smooth. I highly recommend Impact Home Loans and Dilshani as a broker.
excellent service
Dilshani from Impact Home Loans has been our greatest asset in our journey to acquiring our dream property. From helping us reach unconditional approval within a strict timeline, to also helping us navigate the current state of the housing market to ensure we make the right moves, Dilshani has provided a service that goes above and beyond. Her approach that was tailored specifically for us ensured we got the best possible loan/rates and most importantly, helped us acquire our dream home. We can't thank Impact Home Loans enough and highly recommend Dilshanis services to all those in search of a home.
I’ve worked with Dilshani for many years and she has always gone above and beyond to help me. Her dedication, knowledge, and support have been invaluable. I have nothing but praise for her and highly recommend her services.
We had an excellent experience with Dilshani during the process of buying our Land and Home. She made a process of stress free and straight forward. We felt very supported throughout the entire process and would recommend Dilshani to anyone who is looking for a mortgage broker. Thanks again Dilshani for all of your support!
Not sure which option is right for you?
Tell us a bit about your situation and we'll point you in the right direction — no cost, no obligation.




