Mortgage broking · South East Melbourne
A local mortgage broker for Pakenham
We help Pakenham first home buyers, families and investors find the right loan — from house-and-land and construction finance to refinancing — with access to more than 20 lenders and a local broker just up the road in Berwick.
Buying in Pakenham
Pakenham sits at the south-eastern edge of metropolitan Melbourne, around 55 kilometres from the CBD, and has been one of the region's fastest-growing communities for years. New estates around Lakeside and the surrounding growth corridor have made it a magnet for first home buyers and young families chasing more space for their money.
All that growth means a lot of house-and-land packages, new builds and first purchases — each with its own finance quirks, from construction loans that draw down in stages to getting your borrowing power confirmed before you commit to a build.
We help Pakenham buyers cut through it: comparing more than 20 lenders, lining up pre-approval so you can make offers (or sign a build contract) with confidence, and explaining the grants and concessions you may be entitled to.
How we help Pakenham home buyers
First home buyers
Buying your first place in Pakenham? We'll explain the First Home Guarantee, Victorian stamp duty concessions, and exactly what you can borrow before you start looking.
House & land and new builds
Pakenham has no shortage of new estates. We'll sort construction and house-and-land finance so your funds are there at each stage of the build.
Pre-approval
Get a clear pre-approval so you can make an offer or sign that build contract knowing your finance stacks up.
Property investors
Looking at an investment property in the growth corridor? We'll help with loan structure and lender choice, alongside your accountant.
Local to Pakenham
We're based just down the road in Berwick and work with clients across Pakenham and the wider South East Melbourne. Most of the process can be done by phone, email and video — but if you'd like to meet in person, you're welcome to book a time at our Berwick office.
Accredited with Australia’s top lenders
We’re not tied to any one bank — we compare your options across major lenders to find the most competitive rate for you.
Frequently asked questions
Nearby areas we serve
Customer reviews
Very professional, reliable and honest. Always willing to take the extra step to ensure a satisfactory result is achieved.
Dilshani and Impact Home Loans made the experience of applying for refinancing as smooth as possible. As I am self employed, getting a loan can prove to be more difficult than an employee loan, but Dilshani was there with us every step of the way. Highly recommend Dilshani and her team.
We have no hesitation in recommending Dilshani to family and friends. Her service and communication consistently go above and beyond anything we have experienced elsewhere. She has helped us with both purchasing and refinancing, and her ability to secure the best possible outcomes while making the entire process easy and seamless is second to none. We truly appreciate her professionalism, expertise, and dedication, and would highly recommend her to anyone looking for a mortgage broker.
I would like to thank Dilshani and her team for providing the best option to suit my circumstances and assisting me throughout the process to achieve a positive outcome. Excellent service and highly recommended.
We are very pleased and grateful for the smooth transaction with Impact Home Loans, especially with the assistance of Dilshani and Jennifer. Thank you for your professionalism, guidance, and support throughout the process.
Dilshani has been looking after our family from when we bought our land through to refinancing for better rates. She has excellent customer service, works extremely fast and the process is always smooth. I highly recommend Impact Home Loans and Dilshani as a broker.
excellent service
Dilshani from Impact Home Loans has been our greatest asset in our journey to acquiring our dream property. From helping us reach unconditional approval within a strict timeline, to also helping us navigate the current state of the housing market to ensure we make the right moves, Dilshani has provided a service that goes above and beyond. Her approach that was tailored specifically for us ensured we got the best possible loan/rates and most importantly, helped us acquire our dream home. We can't thank Impact Home Loans enough and highly recommend Dilshanis services to all those in search of a home.
I’ve worked with Dilshani for many years and she has always gone above and beyond to help me. Her dedication, knowledge, and support have been invaluable. I have nothing but praise for her and highly recommend her services.
We had an excellent experience with Dilshani during the process of buying our Land and Home. She made a process of stress free and straight forward. We felt very supported throughout the entire process and would recommend Dilshani to anyone who is looking for a mortgage broker. Thanks again Dilshani for all of your support!
Ready to talk to a Pakenham mortgage broker?
Tell us a bit about what you're after and we'll be in touch — no cost, no obligation.